Gift Plans That Match Your Goals

Thank you for considering a gift that will support the mission of Rohan Woods School for many years into the future. We know that if you make a contribution to our school, it will be because you believe, as we do, that these early years in students' lives are the most important in forming their educational success. But isn't it wonderful to know that there are so many ways that you you can help these young minds receive an exemplary start while simultaneously gaining a benefit from your gift to Rohan Woods?

You may be surprised to learn that some of the best gift plans also improve the donor's finanical and tax status.

Your Giving Options

The most common donations are outright gifts, such as cash or a check that we receive right away. But many times, people want to hold their money and assets for the present, just to be certain that they can meet their own future financial needs. Donors who find themselves in this situation are usually delighted to learn that excellent alternatives exist that allow them to make a gift and meet their planning needs as well. One of these options could be right for you, too!

These options are known as "planned" or "deferred" gifts. They can be revocable - a charitable bequest in your will, for example - about which you can change your mind at any time. Or, they can be irrevocable - just as outright gifts are - so that you can benefit from an immediate income tax deduction.

Irrevocable planned gifts are attractive because they are deferred, often until after your lifetime (and that of a surviving beneficiary, if you wish). Until that time, you receive benefits from the gift.

For example, if you were to create a charitable remainder trust with your assets and name Rohan Woods School as the beneficiary, you would receive lifetime income, to augment your retirement savings or to help pay for your grandchild's tuition. At the end of the term of the trust, the School would receive the remainder of the trust. Or, you could deed the School a remainder interest in a vacation home and still retain the riht to live in it for the duration of your life. There are some exciting ways to plan to meet your needs and goals while making a life-changing gift to Rohan Woods School!

Which Gift Plan Best Matches Your Goals?

Check the options on the right of this page to see which one best matches your charitable desires and financial and tax status needs.      

Outright Gift of Cash      

Outright Gift of Securities      

Outright Gift of Personal Property      

Gift of Insurance      

Bequest of Retirement Assets      

Gift of Real Estate      

Gift of Retained Life Estate

Charitable Remainder Unitrust      

Charitable Remainder Annuity Trust

Charitable Gift Annuity

Charitable Lead Trust

 

We are happy to answer any questions you may have about any of these deferred giving vehicles. Every planned gift should be tailored for each particular donor, so please make sure that your financial advisor or attorney are part of the discussion and solution.

We know that other organizations are speaking to you of these same opportunities. We hope that you will consider Rohan Woods as your personal philanthropic choice. As a small school, we can guarantee that your gift to us will have a profound and lasting impact on the lives of children each and every day.

Please contact Director of Development & Communications Jenny Fort (or 314.821.6270) to begin a conversation about changing the world, one child at a time.

 
 

 

Bequest
Your Goal: Defer a gift until after your lifetime
How You Make the Gift to Rohan Woods School: Name Rohan Woods School in your will or revocable living trust (designate a specific amount, a percentage, or share of the residue)
Your Benefits: Gift exempt from federal tax. Control of asset for your lifetime.

Outright Gift of Cash
Your Goal: Make a quick and easy gift
How You Make the Gift to Rohan Woods School: Simply write out a check or use a credit card.
Your Benefits:
Immediate income tax deduction. Remove property from your estate.

Outright Gift of Securities
Your Goal: Avoid tax on capital gains
How You Make the Gift to Rohan Woods School: Contribute long-term appreciated stock or other securities
Your Benefits: Immediate charitable deduction of full fair market value. Avoidance of capital gains tax.

Outright Gift of Personal Property
Your Goal: Share your enjoyment of a collection or other personal item
How You Make the Gift to Rohan Woods School: Donate tangible personal property used for one of the School's tax-exempt functions
Your Benefits: Charitable deduction based on the full fair market value.

Gift of Life Insurance 
Your Goal: Make a large gift with little cost to yourself
How You Make the Gift to Rohan Woods School: Contribute a life insurance policy you no longer need
Your Benefits: Current income tax deduction. Possible future deductions through gifts to pay policy premiums.

Bequest of Retirement Assets
Your Goal: Avoid the twofold taxation on IRAs or other employee benefit plans
How You Make the Gift to Rohan Woods School: Name Rohan Woods School as the beneficiary of the remainder of your assets after your lifetime
Your Benefits: Make a gift from the most highly taxed assets, leaving more for family. Avoid income and estate taxes.

Gift of Real Estate
Your Goal: Make a gift of an asset no longer needed and generate an income tax deduction
How You Make the Gift to Rohan Woods School: Donate the property to Rohan Woods School or consider selling it to the School at a reduced price
Your Benefits: Immediate income tax deduction. Reduction or elimination of capital gains tax.

Gift of Retained Life Estate
Your Goal: Give your personal residence, vacation home or farm now but continue to live there
How You Make the Gift to Rohan Woods School: Deed ownership of your property to Rohan Woods School but retain occupancy
Your Benefits: Valuable charitable income tax deduction. Lifetime use of residence.

Charitable Remainder Unitrust
Your Goal: Create a hedge against inflation over the long term and supplement your retirement income
How You Make the Gift to Rohan Woods School: Create a trust that pays a fixed percentage of the trust's assets as re-valued annually; principal goes to School at death
Your Benefits: Variable income for life. Immediate income tax charitable deduction.

Charitable Remainder Annuity Trust
Your Goal: Secure a fixed income and supplement your retirement funds
How You Make the Gift to Rohan Woods School: Create a charitable trust that pays you a set income annually
Your Benefits: Fixed payments for life, often at a higher rate of return. Immediate income tax deduction.

Charitable Gift Annuity (not available in all states)
Your Goal: Supplement income with steady payments that are partially tax-free
How You Make the Gift to Rohan Woods School: Enter a charitable gift annuity contract with Rohan Woods School that pays a set amount for one or two lives
Your Benefits: Current and future savings on income taxes. Fixed payments for life.

Charitable Lead Trust
Your Goal: Reduce gift and estate taxes on assets you pass to children or grandchildren
How You Make the Gift to Rohan Woods School: Create a charitable trust that pays fixed or variable income to Rohan Woods School for a specific term; principal is retained for your heirs
Your Benefits: Leverages transfer tax exemptions. Property kept by your family, often with reduced gift taxes.